Thursday, May 10, 2012

My Unionbank EON Visa Debit Card Journey - Application

Most of the famous internet marketer in the Philippines use UnionBank Philippines's EON Visa Debit Card as their primary payment method. It is famous for the capability of PayPal being linked to the account associated with the card. I personally have a PayPal account. However, I do not use it and it's still on "Unverified" Status. I just don't actually want to activate or verify my account as of the moment. So what I'm going to tell you is my story of how I got my EON Visa Debit Card account opened.

I applied to this bank account because of the features available to the account owners. As listed on Union Bank's Website:

With your EON, it is easier to:
  • Pay your bills online
  • Access your account online, 24/7
  • Withdraw at VISA PLUS ATMs worldwide
  • Withdraw at any VISA PLUS ATM Worldwide
  • Link to your PayPal account
Without further ado, the story. Night of April 11, 2012, I applied my application online at UnionBank Ph's Official Website. I filled up the application form and I received an email and sms from them after about 5 minutes the application was submitted (around 3:39PM). Each contains the reference number and a reminder to bring the requirements that I should present personally on the branch of the bank I have chosen (Makati Avenue).

The day after, April 12, 2012, I made a trip to the branch. I presented the SMS I received. The lady asked for the requirements. I presented my PhilHealth card which she said is not an ID. I presented my school ID, my Company ID and my Postal ID. I told her I was enrolled. She examined the IDs I presented  for about 1 minute or two. She asked me why the address on my ID are at the province. I told her that was my permanent address, and the one I'm at is a rented place which I do not own.

She then provided me an application form which she requested me to signup which I did. After a while she's was preparing the Visa Debit Card for me on the computer on her desk. She said my first name would be truncated since it was long and is two words (John Christopher). She asked me which I prefer to be on the card, John or Christopher. I was worried since I would be using this card mostly to transact online. So I asked if that could cause a problem on transactions since all the documents and accounts I have online is in "John Christopher" first name. She actually didn't answer my question. 

After a while, waiting for the card to finish printing my name on it, she came back to the desk and told me she got my whole first name on the card. She showed me the card and told me she tried to make the font size smaller. I was glad and I thanked her for her efforts.

She asked me if I would like to deposit then I said yes. I deposited the initial amount I planned to invest online. She handed me my newly made EON Visa Debit Card and told me that the card would be activated after 48 hours and I could register online and should change my PIN code after 48 hours which is a Saturday, April 14. I happily left the branch knowing that my I should be able to invest soon and that was the first step.

Thank you for reading the first part of the story. 


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